User: 51 | MARYMAUREEN WOTHAYA MBUTHIA | national_id=25382637
  Summary: total_disbursed=0 total_received=10500 net_flow=10500

User: 50 | GEORGE MAINA KAMAU | national_id=20892050
  Summary: total_disbursed=0 total_received=24000 net_flow=24000

User: 49 | PRISCILLA KIRAGO NGUNJIRI | national_id=12477704
  Summary: total_disbursed=0 total_received=5000 net_flow=5000

User: 48 | ROSE KAMURI | national_id=20199347
  Summary: total_disbursed=0 total_received=11500 net_flow=11500

User: 47 | MARY NDUATI | national_id=13394261
  Summary: total_disbursed=0 total_received=60000 net_flow=60000

User: 46 | MONICA WANGARI KAGURU | national_id=13845656
  Summary: total_disbursed=0 total_received=12000 net_flow=12000

User: 45 | VERONICAH MWANGI-401 | national_id=13801304
  Summary: total_disbursed=0 total_received=6000 net_flow=6000

User: 37 | Albert Atandi | national_id=43032993
  Summary: total_disbursed=14400 total_received=10 net_flow=-14390
    Disbursement txn: id=318 amount=8000.00 status=completed ref=Manual disbursement (direct, no B2C) created_at=2026-05-15 16:59:59
    Disbursement txn: id=316 amount=6400.00 status=completed ref=Manual disbursement (direct, no B2C) (guarantee deposit 20%) created_at=2026-05-15 15:38:14

User: 36 | Testtwo Test | national_id=40225278
  Summary: total_disbursed=14400 total_received=11 net_flow=-14389
    Disbursement txn: id=314 amount=8000.00 status=completed ref=Manual disbursement (direct, no B2C) (guarantee deposit 20%) created_at=2026-05-15 07:09:42
    Disbursement txn: id=311 amount=6400.00 status=completed ref=Manual disbursement (direct, no B2C) (guarantee deposit 20%) created_at=2026-05-14 15:57:09

User: 35 | Test  Testing | national_id=826762345
  Summary: total_disbursed=8000 total_received=6 net_flow=-7994
    Disbursement txn: id=306 amount=8000.00 status=completed ref=Manual disbursement (direct, no B2C) (guarantee deposit 20%) created_at=2026-05-14 08:15:27

